Individuals

WE KNOW HOW EASY IT CAN BE FOR YOU TO FIND YOURSELF IN FINANCIAL DIFFICULTY; WE UNDERSTAND THE STRESS AND ANXIETY IT CAN CAUSE TO YOU AND YOUR FAMILY. WHETHER YOUR DEBTS ARE AS A RESULT OF OVER-EXTENDING ON CREDIT CARDS AND LOANS OR ARE AS A RESULT OF PERSONAL GUARANTEES FROM A FAILED BUSINESS, WE ARE HERE TO HELP.

Every situation is different and our experienced team is qualified to assess your individual circumstances, and to explain all the options available to you. We will give you open, honest and practical advice on a no obligation, no cost basis, exploring:

Re-mortgaging your property to consolidate your debts on a sensible and more affordable basis, which we can help you achieve.
Entering into an Individual Voluntary Arrangement (IVA) with your creditors in satisfaction of your debts. In an IVA the interest on your debts will be frozen and you will pay only what you can afford. At the end of the IVA your remaining debts will be written off in full and you will be debt free. Typically creditors will receive 25-50% of their money and the rest is written off. We can prepare proposals for an IVA for you and deal with your creditors on your behalf.
If an IVA is not appropriate, Bankruptcy may be the best option for you. We can advise you what is the best option and if it is Bankruptcy, we will help guide you through the process.
The mantra at Hart Shaw is that doing nothing is not option, because your financial situation will usually only get worse leading to greater stress for you and your family.

Call now on 0800 068 6857 to find out how we can help.


Call us free & confidentially on: 0800 068 6857
Hart Shaw LLP | Europa Link | Sheffield Business Park | Sheffield S9 1XU | chris@hartshaw.co.uk